Flexible Farm
Equipment Financing by ARM
Empowering Farmers with Easy, Reliable Equipment Leasing Solutions
At Ag Resource Management (ARM), we help farmers and agribusiness owners access the equipment they need to stay productive and profitable—without the heavy upfront cost of ownership. Our farm equipment financing and leasing programs are built for flexibility, speed, and affordability, ensuring you can lease new or used machinery that keeps your operation running strong.
With ARM, you’ll benefit from fast approvals, competitive terms, and customized ag equipment loans designed specifically for the agricultural industry.
Why Choose Us
Why Choose ARM for Equipment Leasing
Farming requires reliable, high-performing equipment - but purchasing outright isn’t always practical. ARM’s farm equipment leasing program offers a smarter way to finance your operation.
As one of the nation’s most trusted ag lending partners, ARM works directly with top agricultural equipment brands such as John Deere, Kubota, Case IH, and New Holland. Our specialists understand the needs of producers across all sectors-row crops, livestock, and specialty operations - and tailor financing to your equipment, your acreage, and your seasonal cash flow.
Whether you’re upgrading machinery, expanding production, or replacing older assets, ARM makes leasing agricultural equipment straightforward and cost-effective.
Benefits
Benefits of ARM’s Equipment Leasing Program
ARM’s leasing solutions are designed to provide flexibility and efficiency for farms of every size.
Flexible Financing for New and Used Equipment
Finance tractors, combines, irrigation systems, or specialty machinery—whether new or used. ARM provides used farm equipment financing and tailored lease terms to fit your production schedule and depreciation strategy.
Timely Approvals to Keep Operations Running
We know that timing matters during planting, harvest, and equipment turnover. Our ag equipment leasing process delivers fast approvals and quick funding so you can move forward without interruption.
Customized Loan Packages for Diverse Equipment Needs
Every farm operates differently. ARM creates customized farm equipment loans and lease packages for your specific type of machinery, acreage, and cash flow—ensuring payments that work with your production cycle.
Earning farmer trust, nationwide.
ARM has earned the trust of farmers nationwide through transparent terms, reliable communication, and a genuine commitment to your success.
How It Works
The Leasing Process
Our process is transparent, efficient, and tailored to your operational needs. Here’s how it works:
Consultation
Speak with an ARM equipment specialist to review your goals, machinery needs, and available lease options.
Application
Submit your application online or through a local ARM agent.
Approval
Our team reviews your request promptly, with most decisions made within days.
Acquire Equipment
Once approved, finalize your lease and take delivery of your new or used equipment.
Manage Payments
ARM offers clear payment terms, simple renewals, and end-of-lease options for flexibility.
Our Offer
Equipment We Finance
ARM provides ag equipment loans and leases for nearly every type of agricultural machinery, including:
- Tractors and loaders
- Combines and harvesters
- Sprayers and tillage equipment
- Irrigation systems and grain bins
- Livestock and dairy machinery
- Utility vehicles and trailers
Success Stories
Farmers Trust ARM
ARM is proud to help farmers nationwide acquire land, expand production, and build lasting value through smart, personalized lending.
Sam B.
Texas Cotton Farmer
“ARM made it simple for us to upgrade our tractors and irrigation equipment. The process was fast, and the payments matched our harvest cycle.”
Sam B.
Texas Cotton Farmer
“ARM made it simple for us to upgrade our tractors and irrigation equipment. The process was fast, and the payments matched our harvest cycle.”
What Are the Benefits
Leasing vs. Buying Farm Equipment
Leasing offers flexibility that purchasing simply can’t match. Compare the benefits below:
Leasing Farm Equipment | Buying Farm Equipment | |
|---|---|---|
Upfront Cost | Minimal or no down payment | Large capital investment required |
Flexibility | Upgrade or return at end of lease term | Long-term commitment to owned asset |
Tax Benefits | Lease payments may be deductible as operating expenses | Depreciation limited by ownership value |
Cash Flow Management | Predictable, manageable payments | Capital tied up in equipment |
Maintenance Costs | Often lower or shared | Fully borne by owner |
Technology Upgrades | Easier to access newer equipment models | Equipment ages quickly |
Connect with an
Equipment Finance Specialist
If you’re ready to expand or upgrade your operation, ARM’s agricultural equipment leasing experts are here to help. We’ll work with you to design flexible terms and financing options that align with your production and profitability goals.
FAQs
Equipment Financing’s FAQs
Crop-based lending uses your crop and insurance value as collateral instead of land or equipment, allowing more flexibility.
Learn more