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Flexible

Timely

Reliable

Helping Farmers Secure Agricultural Financing that Protects Assets and Funds the Future

Flexible Farm Loans & Farm Financing Solutions For Every Farmer

877-326-3276

Start Growing with us

At Ag Resource Management (ARM), we believe farmers deserve financing designed for the realities of agriculture, not the restrictions of traditional banking.

Our crop-based lending model allows you to access the capital you need for every season, protecting your land and assets while fueling your operation’s growth.

Whether you need operating loans, crop insurance, real estate financing, or equipment leasing, ARM’s farmer-friendly loans make it simple to grow with confidence.

Our Mission

Revolutionizing Farm Financing with ARM

Personalized serviceNon-equity-based loansFaster approvalsProprietary SYNTHESIS® technology

For over two decades, Ag Resource Management has redefined how agricultural loans work. Our crop-based lending approach is built around your production, not your property, giving you access to farm financing without sacrificing land equity.

Unlike traditional lenders, ARM understands that farming is complex, unpredictable, and deeply personal. Our local experts work directly with you to build tailored farm loans that match your crop plans, timing, and financial goals. Every loan is designed to protect your assets while helping your operation thrive through market cycles.

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Farmers empowered with accessible funding

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Trusted partners

ARM has earned the trust of farmers nationwide through transparent terms, reliable communication.

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Agricultural area assisted by ARM's capital

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Our Offerings

How ARM’s Tailored Ag Financing Solutions Help Farmers

We provide a complete suite of financing options to help you cover operating costs, protect your harvest, expand your acreage, and modernize your operation.

Loans

Ag Loans

Get working capital for essentials without land collateral.

Real Estate

Real Estate

Consolidate debt and finance property with flexible, crop-informed terms.

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Crop Insurance

Expert coverage helps you manage farm risk and protect your harvest.

Equipment Leasing

Equipment Leasing

Access necessary tools via flexible equipment financing and leasing.

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Why Choose Us

Why Farmers Choose ARM For Agricultural Financing

Farmers across the U.S. choose ARM because we offer more than just loans. We offer partnership, expertise, and speed.

Personal Service

Our teams live and work in farm communities. You’ll collaborate with experts who understand crop cycles, weather risks, and local markets.

Crop-Based Lending

We lend based on your crop’s value, not your equity, helping protect your land, family, and long-term wealth.

Speed & Simplicity

Thanks to our SYNTHESIS® platform, you can get approved in days, not weeks. Quick funding means better timing for seed, fertilizer, and inputs.

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Earning farmer trust, nationwide.

ARM has earned the trust of farmers nationwide through transparent terms, reliable communication, and a genuine commitment to your success.

How It Works

How ARM Financing Works:
Simple Steps to Secure Funding

Applying for a farm loan shouldn’t be complicated.
Our process is designed to get you the financing you need—fast.

Start Your Application

Step 1

Apply Online

Start your application in minutes at portal.armlend.com.

Step 2

Submit Crop Details

Share information about your acres, crops, and insurance coverage.

Step 3

Get Approved

Our experts quickly review your data and deliver a decision within days.

Step 4

Receive Funds

Access your loan proceeds and manage everything through our secure Client Portal.

Stories & Case Studies

Farmer Success Stories

Our customers measure success in acres, harvests, and family legacies. Here’s how ARM has helped farmers across the country grow stronger.

“ARM helped me finance our crop inputs when traditional lenders couldn’t. Their understanding of farming made all the difference.”

Farmer

Kenneth Hood

in Mississippi

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Case Study:
Expanding Operations in the Delta

When a Mississippi grower needed additional working capital to increase acreage, ARM’s crop-based loan made it possible—without touching land equity.

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Stay connected

Partner with ARM to Grow Your Farm Today

ARM is ready to help you reach the next level of success with crop-based farm financing that protects what matters most-your land and livelihood.

Contact us today to discuss your operation, explore farm financing options, or start your online application

877-326-3276

clientservices@armlend.com

FAQs

Frequently asked questions

Contact for more

Crop-based lending uses your crop and insurance value as collateral instead of land or equipment, allowing more flexibility.

Learn more

Stay informed

Read the Latest News

Stay informed with the latest updates from ARM and the agriculture industry.
Check out our most recent articles

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