

Heidi Watne
Born in Kenosha, Wisconsin, and raised in Zumbrota, Minnesota, I attended Winona State University where I studied Management Information Systems with a minor in Business Information Management. After marrying my husband, Troy, we settled in Belmond, Iowa. Troy and I farmed for nearly 30 years, growing our operation to 4,000 acres before transitioning part of the farm to our son. We still have some hogs and cattle and live on the Watne family farm along the Iowa River.
We have three children - Paige, Kyle, and Adam - and recently welcomed our first granddaughter, Maisie, who was born on February 14th. In my spare time, I enjoy reading, walking, spending time with family, and cheering on Adam at his sporting events, especially traveling baseball.

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Our dedicated team is available by phone to provide prompt and focused financial assistance.
Helping farmers thrive with smart, accessible funding.
At Ag Resource Management (ARM), we believe farmers deserve financing designed for the realities of agriculture, not the restrictions of traditional banking.
We empower American farmers with accessible funding and tailored lending solutions that protect their assets and strengthen resilience against market fluctuations.
ARM enhances the retail agriculture market by managing short-term financial risks. Our solutions are designed to meet the specific needs of each grower, offered directly or through local partners.
Our Service

Operating Loans
Access the working capital you need for seed, fertilizer, rent and inputs - secured by your crop.

Real Estate Loan Services
Long-term solutions for purchasing, refinancing, or expanding farmland.

Real Estate Loan Services
Long-term solutions for purchasing, refinancing, or expanding farmland.
Contact Us
Please use the form below to tell us about your agricultural financing needs or to ask any questions you may have. A member of our specialized team will respond to your inquiry shortly.
FAQs
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