Logo White
Harvest Skyline

Springfield IL

2815 Old Jacksonville Rd. Ste 102

(217) 391-6335

Operation Hours

Monday:

07:30 - 16:30

Tuesday:

07:30 - 16:30

Wednesday:

07:30 - 16:30

Thursday:

07:30 - 16:30

Friday:

07:30 - 16:30

Joe Horabik

I was born and raised in Wisconsin. I'm a die-hard Packers, Brewers, Badgers, and Bucks fan. My love for agriculture started on my grandparents' dairy farm, where I spent many summers helping my grandpa with chores and enjoying my grandma's homemade breakfasts. I began my professional career in finance before moving to Jacksonville, Illinois, where I got my start in Ag Lending. My wife and I are raising our three kids in Jacksonville.

When I'm not at a game or practice, you'll find me hunting, fishing, or spending time with family and friends. I'm honored to be part of the ARM team and look forward to getting to know all of you!

Crop Field 2

For Immediate Assistance,
Please Call Us

Need urgent support or answers right away?
Our dedicated team is available by phone to provide prompt and focused financial assistance.

Helping farmers thrive with smart, accessible funding.

At Ag Resource Management (ARM), we believe farmers deserve financing designed for the realities of agriculture, not the restrictions of traditional banking.

We empower American farmers with accessible funding and tailored lending solutions that protect their assets and strengthen resilience against market fluctuations.

ARM enhances the retail agriculture market by managing short-term financial risks. Our solutions are designed to meet the specific needs of each grower, offered directly or through local partners.

Our Service

Wheat Harvest
Operating Loans

Access the working capital you need for seed, fertilizer, rent and inputs - secured by your crop.

Farm Barn Silo
Real Estate Loan Services

Long-term solutions for purchasing, refinancing, or expanding farmland.

Cotton Harvest
Equipment Leasing

Finance or lease new and used machinery to modernize your operation.

Contact Us

Please use the form below to tell us about your agricultural financing needs or to ask any questions you may have. A member of our specialized team will respond to your inquiry shortly.

FAQs

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